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The place one coated entity purchases a well being plan product or completely different insurance coverage, as an example, reinsurance, from an insurer. Every entity is appearing by itself behalf when the coated entity purchases the insurance coverage benefits, and when the lined entity submits a declare to the insurer and the insurer pays the declare. The place a bunch properly being plan purchases insurance coverage protection from a medical insurance issuer or HMO. The connection between the group well being plan and the medical insurance issuer or HMO is outlined by the Privateness Rule as an OHCA, with respect to the individuals they collectively serve or have served. Thus, these lined entities are permitted to share protected well being information that pertains to the joint properly being care actions of the OHCA.

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